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CHARLES AUSTIN STONE, PhD, is a Professor of Finance and the Deputy Chairman of the MS in Business Economics program at Brooklyn College, CUNY. He is a leading expert in asset& #45;backed securities, has edited several books on the subject, and coauthored, with Anne Zissu, the first edition of this book. Stone's research has appeared in leading academic journals, including the Journal of Real Estate Finance and Economics, FNMA's Journal of Housing Research, the Journal of Derivatives, the Journal of Applied Corporate Finance, the Journal of Risk Finance, the Journal of Alternative Investments, and Financial Markets, Institutions, and Instruments. He has been invited to lecture on securitization at various major financial and academic institutions.